There are people coming out of this lockdown with more money than they have ever seen. While there are others who are forced to move in with family because they have lost their livelihood and can no longer afford to support themselves. I call this the great Covid-19 divide. Regardless of how this pandemic has …
Most of us want to spend our retirement somewhere warm and safe with good healthcare. We dream of sun-filled mornings, sipping our favorite cup of filtered coffee. We dream of friends and family visiting and having long dinners and enjoying good wine. My question to you is: does your savings and investments support your retirement …
My six months pandemic journey. March 11th 2020 was the day that I was supposed to be heading back to Canada after a three-month winter break in the Caribbean. Instead, that was the day that the World Health Organization declared a global pandemic as a result of Covid-19. Because of the all warnings and news …
We should all have an emergency fund. The amount for this fund varies, depending on who you ask. I believe, if you are self-employed, you should aim for six month’s worth of expenses. If you are permanently employed, I suggest the equivalent of three month’s income. Below are five tips you can use to start …
Your credit report tells your financial story, and your credit score, most times, will have the final word. But what if the financial story that your credit report tells, is not the whole story? I am reminded of a 2009 Ted Talk by Chimamanda Ngozi Adichie where Adichie pointed out the dangers of a single …
“I have a headache” “I’m too tired” “I’m too busy” “I don’t want to right now” No, I’m not talking about sex, at least not directly. Do you say those words to your partner when they ask to talk to you about money or when they ask you to sit with them while they pay …