Money Breakthrough Program

Your money can do more for you than you know

Gain a thorough understanding of your financial situation

The shame of carrying debt—particularly large amounts—can blind you to the potential in your financial situation. That’s why I created this program to give you a full understanding of:

  • The regular expenses you have
  • The debt you owe
  • The assets you have
  • The investments you’ve accumulated
  • The savings you’re building

With a shift in mindset and management, the barriers to meeting your goals can be cleared away.

Learn how to live by a budget, learn how to live debt free

When you’re good at paying off debt, you’re also good at running up debts. It creates a cycle you can’t seem to break. But it doesn’t have to be that way.

By joining me in the Money Breakthrough Program, you’ll take the first step on a journey that will teach you how to enjoy life within your budget while you pay off debt.

And when that last payment is sent on your last debt, you’ll be able to live debt-free within a budget that gives you control over your money. 

We will also explore your relationship with money and how it affects your financial decisions.

The Money Breakthrough Program

I’ve tailored this 3- to 6-month program to give you information about money management practices and counselling on your relationship with money.

As you build an awareness of your relationship to money and how it impacts your finances and decisions about money, we’ll also validate and adjust your approach to money management.

With the Money Breakthrough Program, you’ll:

  • Gain clarity about how much money you have vs. how much you spend,
  • Set realistic, achievable personal financial goals,
  • Design a budget that meets your goals,
  • Learn steps to take to protect your wealth (investments, insurance, legal documentation),
  • Get a plan to become debt-free,
  • Get accountability to ensure you get it all done.

Most of all, you’ll get the assurance that you can be financially free – free of debt, free of worry, free of stress. All because you invested in making a plan for you.


Starts at $2,500

Join my other clients on the path to being debt free


Pam helped get us organized and on track with a plan. (I love plans!) And now we have one that factors in the life we want to live and the goals we want to achieve. Pam’s warm, helpful approach helped me get over my initial hesitancy. In fact, there are few people I’ve enjoyed working with more than Pam. Don’t wait, hesitate or let your fears keep you from working with someone like Pam to find the opportunities you’re missing in your finances.

 – K

January 2020, I had about $30,000 in consumer debt. November 2020, I am consumer-debt free.

PLUS, my credit score is now 768 – I remember it being in the 500 just last year. Thank you, Pam, I couldn’t do this without you”

Contact me today to take your first steps to a breakthrough