#financialfreedom

Should you rent or should you own: What’s right for you?

Should you rent or should you own: What's right for you?

Did you grow up with the impression that owning a home was the best investment you could make for your future? That owning a home somehow meant you had made it as a successful adult? Hopefully, you haven’t felt pressure to own a home, but the unfortunate reality is, most of us have. Over the …

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How to afford that luxury item

How to afford that luxury item

Have you ever told yourself that you can’t afford a luxury item, only to purchase so many cheap, knock-off alternatives you don’t truly love, that it would have been better to have saved and purchased the luxury item? This is a common mistake I see in my financial counselling. We think that we’re doing our …

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How to set a budget that aligns with your values

Often, when people hear the word budget, they associate it with restriction. I know because I hear this from my clients all the time! The word “budget” has a bad reputation so, I understand the inclination to shy away from it. But the reality is that budgeting doesn’t need to feel restrictive at all! In …

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Do you DIY your business?

Do you have a DIY business

A total of 99.8% of all Canadian businesses are small to medium sized firms, making these businesses, of which we self-employed folks are a part of, the backbone of the Canadian economy. Furthermore, micro-businesses (1-4 employees) represents 53.8% of all private employers. Yet, it’s a well-known fact that we don’t have the easiest path when …

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My client’s money story as we start our work

My client’s money story as we start our work together.  I share these stories in the hope that it would help others to see that they are not alone in their financial journey. Please reach out if you  have a money story you wish to share. “I am a single mother and solopreneur in my …

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