#financialfreedom

Seven (7 ) money questions I received over the summer

This summer was a busy one at Pamela George Financial Literacy Inc. (PGFL). This summer, I received more Facebook and email questions than I have received for all of the first half of 2021. I welcome these questions, as most times it is usually the beginning of more questions and a more in- depth conversation …

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How has the pandemic affected you?

There are people coming out of this lockdown with more money than they have ever seen. While there are others who are forced to move in with family because they have lost their livelihood and can no longer afford to support themselves. I call this the great Covid-19 divide. Regardless of how this pandemic has …

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Should you rent or should you own: What’s right for you?

Should you rent or should you own: What's right for you?

Did you grow up with the impression that owning a home was the best investment you could make for your future? That owning a home somehow meant you had made it as a successful adult? Hopefully, you haven’t felt pressure to own a home, but the unfortunate reality is, most of us have. Over the …

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How to afford that luxury item

How to afford that luxury item

Have you ever told yourself that you can’t afford a luxury item, only to purchase so many cheap, knock-off alternatives you don’t truly love, that it would have been better to have saved and purchased the luxury item? This is a common mistake I see in my financial counselling. We think that we’re doing our …

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How to set a budget that aligns with your values

Often, when people hear the word budget, they associate it with restriction. I know because I hear this from my clients all the time! The word “budget” has a bad reputation so, I understand the inclination to shy away from it. But the reality is that budgeting doesn’t need to feel restrictive at all! In …

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Do you DIY your business?

Do you have a DIY business

A total of 99.8% of all Canadian businesses are small to medium sized firms, making these businesses, of which we self-employed folks are a part of, the backbone of the Canadian economy. Furthermore, micro-businesses (1-4 employees) represents 53.8% of all private employers. Yet, it’s a well-known fact that we don’t have the easiest path when …

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