Debt

3 Steps to Take to Spring Cleaning Your Finances

3 Steps to Take to Spring Cleaning Your Finances

According to Kathy McEwan, an Ottawa-based Certified Professional Organizer, spring is the perfect time to go through your things and declutter. “We collect a lot of stuff over the winter, especially over the holidays, but we don’t necessarily get rid of any. Most people prefer to declutter and clean in the spring so that they …

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Reducing stress by budgeting for the holiday season

With the holiday season quickly approaching, it’s possible you’re feeling the beginnings of some finance-related stress. Whether you’ve overspent in the past and are worried about it becoming a pattern, your family has grown and you seem to have a never-ending list of people to buy for, or the year has already thrown some financial …

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Does your budget support your retirement dreams?

Most of us want to spend our retirement somewhere warm and safe with good healthcare. We dream of sun-filled mornings, sipping our favorite cup of filtered coffee. We dream of friends and family visiting and having long dinners and enjoying good wine. My question to you is: does your savings and investments support your retirement …

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Do you DIY your business?

Do you have a DIY business

A total of 99.8% of all Canadian businesses are small to medium sized firms, making these businesses, of which we self-employed folks are a part of, the backbone of the Canadian economy. Furthermore, micro-businesses (1-4 employees) represents 53.8% of all private employers. Yet, it’s a well-known fact that we don’t have the easiest path when …

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What story is your credit report telling?

Your credit report tells your financial story, and your credit score, most times, will have the final word. But what if the financial story that your credit report tells, is not the whole story? I am reminded of a 2009 Ted Talk by Chimamanda Ngozi Adichie where Adichie pointed out the dangers of a single …

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My client’s money story as we start our work

My client’s money story as we start our work together.  I share these stories in the hope that it would help others to see that they are not alone in their financial journey. Please reach out if you  have a money story you wish to share. “I am a single mother and solopreneur in my …

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I have a headache

“I have a headache” “I’m too tired” “I’m too busy” “I don’t want to right now” No, I’m not talking about sex, at least not directly. Do you say those words to your partner when they ask to talk to you about money or when they ask you to sit with them while they pay …

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