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3 Steps to Take to Spring Cleaning Your Finances

3 Steps to Take to Spring Cleaning Your Finances

According to Kathy McEwan, an Ottawa-based Certified Professional Organizer, spring is the perfect time to go through your things and declutter. “We collect a lot of stuff over the winter, especially over the holidays, but we don’t necessarily get rid of any. Most people prefer to declutter and clean in the spring so that they …

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How to afford that luxury item

How to afford that luxury item

Have you ever told yourself that you can’t afford a luxury item, only to purchase so many cheap, knock-off alternatives you don’t truly love, that it would have been better to have saved and purchased the luxury item? This is a common mistake I see in my financial counselling. We think that we’re doing our …

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Having separate bank accounts is not a bad thing

Do you have negative connotations associated with the idea of keeping separate accounts to manage your money in a relationship? Society promotes a lot of misconceptions regarding how you should manage your finances when in a relationship. Unfortunately, that means many people feel pressured to conform to certain “rules” that promise to lead to a …

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22 money things to talk about with your partner

I spoke about this on CBC Radio – Ontario Today with Rita Celli listen here.   Did you know that it costs approximately $243,660 (CAD) to raise a child to age 18 (excluding inflation costs)? Now this is the kind of thing couples need to chat about. If you’re in a serious relationship or engaged …

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How to set a budget that aligns with your values

Often, when people hear the word budget, they associate it with restriction. I know because I hear this from my clients all the time! The word “budget” has a bad reputation so, I understand the inclination to shy away from it. But the reality is that budgeting doesn’t need to feel restrictive at all! In …

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Reducing stress by budgeting for the holiday season

With the holiday season quickly approaching, it’s possible you’re feeling the beginnings of some finance-related stress. Whether you’ve overspent in the past and are worried about it becoming a pattern, your family has grown and you seem to have a never-ending list of people to buy for, or the year has already thrown some financial …

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Does your budget support your retirement dreams?

Most of us want to spend our retirement somewhere warm and safe with good healthcare. We dream of sun-filled mornings, sipping our favorite cup of filtered coffee. We dream of friends and family visiting and having long dinners and enjoying good wine. My question to you is: does your savings and investments support your retirement …

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My six months pandemic journey.

My six months pandemic journey. March 11th 2020 was the day that I was supposed to be heading back to Canada after a three-month winter break in the Caribbean. Instead, that was the day that the World Health Organization declared a global pandemic as a result of Covid-19. Because of the all warnings and news …

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